Help to manage the cost of living

We all need a little support from time to time. The below resources offer advice and practical help to manage finances and make savings.

Herts Help

If you are struggling, please get in touch with HertsHelp – trained friendly advisors are on hand to offer confidential assistance and can put you in touch with helpful services and support locally – call 0300 123 4044, email: or visit:

Hertfordshire’s Money Advice Unit

Guides from our Money Advice Unit

Advice for cutting energy costs and keeping bills lower

For free, or low-cost changes you can make to lower your energy bills, see:

Help with energy bills

Credit Unions

Local Credit Unions, which are not-for-profit savings and loans schemes. For an explanation on what credit unions do and how they help individuals, families, and communities.


Bounce Back Checklist

IncomeMax, has produced the Bounce Back Checklist that details benefits, grants and organisations that can help, including details of where to get money advice

Money and Pensions Service (MaPS)

MaPS have launched a new find you way forward guidance on their MoneyHelper website aimed at people who:

For people who are already missing payments on their bills or credit commitments, then free debt advice services are available via their locator tool


StepChange is a charity that helps thousands of people overcome debt every week. They provide:

  • 60-second debt test – answer a few simple questions to find out if you need debt advice, and what your next steps could be
  • Debt Remedy tool – answer questions about your financial situation to understand what to do next, where to get further support and guidance and how to start to take control of your money
  • Guide to the Breathing Space Scheme – this is a guide to the government scheme which could help relieve some of the pressure and stress caused by being in debt

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